Eagle Insurance and Financial
AUTO & HOMEOWNERS INSURANCE IN FRANKLIN, TN
Personalized coverage, local expertise, and trusted guidance to protect what matters most to you and your family.

Coverage for personal vehicles, including options for multi-car households and young drivers throughout Middle Tennessee.
Protection for homeowners across Franklin and Williamson County, including newer homes in College Grove and Nolensville.
Guidance on 401(k) rollovers, IRAs, and long-term retirement strategies for Williamson County residents looking to build and protect their financial future with a local agent.
What types of insurance and financial products does Eagle Insurance & Financial offer?
The agency covers a wide range of personal and commercial needs. On the insurance side, that includes auto, motorcycle, boat, ATV, golf cart, motorhome, homeowners, renters, condo, mobile home, life, and disability coverage, along with assistance for local businesses seeking commercial insurance. On the financial side, clients can access mutual funds, annuities, retirement planning through 401(k) rollovers and IRAs, and college savings plan guidance. The goal is to serve as a single point of contact for both protection and long-term financial planning.How is working with a local Franklin agency different from using a national 1-800 carrier?
With a national 1-800 carrier, you typically deal with a different representative every time you call, and navigating a claims department after a loss falls entirely on you. At Eagle Insurance & Financial, clients have direct cell phone access to the team, work with people who know their policies and their families, and have an advocate who works claims on their behalf. Annual policy reviews are also built into the relationship, so coverage stays current as life changes rather than sitting untouched until something goes wrong.Does the agency serve communities outside Franklin, such as College Grove or Nolensville?
Yes. While the agency is based in Franklin, it serves clients throughout Williamson County, including College Grove, Arrington, and Nolensville. The agency is licensed to operate across Tennessee and Kentucky, with a particular focus on the Middle Tennessee market. The team has specific familiarity with the newer homes and growing communities in these areas, which matters when making sure property coverage is appropriate for the local market.Who handles the financial services side of the agency, and what products are available?
The financial services side of the agency includes mutual funds through multiple providers, annuities as long-term accumulation vehicles, retirement planning through 401(k) rollovers and IRAs, and college savings plan guidance. Mark, the agency's financial specialist, leads this area of the practice. Owen O'Malley holds securities licenses 6, 63, 26, and 51, which cover the financial products the agency works with. Individual stocks and bonds are not part of the agency's offering.How does the agency handle client needs that fall outside its direct capabilities?
The agency maintains a vetted network of 26 local professionals to handle needs that fall outside its direct writing or advising capabilities. This is especially relevant for complex commercial insurance risks, where the agency provides assistance and referral handling rather than placing every type of business risk in-house. The network ensures clients are always connected to a qualified expert for their specific situation, even when that falls outside the agency's primary scope.Does the agency cover specialty vehicles like boats, ATVs, or golf carts?
Yes. The auto insurance side of the agency extends well beyond personal vehicles. Coverage options include motorcycles, boats, ATVs, golf carts, and motorhomes, making it a practical fit for multi-vehicle households throughout Williamson County. This is particularly useful for families in communities like College Grove and Arrington, where recreational vehicles and watercraft are common. These vehicles are reviewed alongside auto and home policies during annual reviews.What credentials and background does Owen O'Malley bring to clients?
Owen O'Malley brings 18 years of combined experience spanning both the corporate side of the insurance industry and independent agency operations. This dual background gives him an insider's perspective on how insurance companies assess and process claims, which he uses directly in client advocacy. The agency earned a national #1 ranking in 2019 for performance and service standards. Owen also holds securities licenses 6, 63, 26, and 51, which allow the agency to offer financial products alongside its insurance services.Why are annual policy reviews a standard part of the agency's service model?
Annual policy reviews are built into every client relationship, not offered as an optional add-on. Life changes quickly, and coverage that was appropriate two years ago may not reflect a new home, an additional driver, a business venture, or a shift in financial goals. The review process is designed to catch those gaps before they become problems. For families in Middle Tennessee, where growth and relocation are common, staying current with coverage is one of the most practical things a local agency can offer.Can You Help With Insurance When I’m Relocating to Middle Tennessee?
Yes. Eagle Insurance & Financial can help make the insurance side of your move easier. Whether you're relocating to Franklin, College Grove, Nolensville, or another community in Williamson County, our team can review your current coverage, discuss your new insurance needs, and help you explore options for auto, home, life, and other coverage. We provide personalized guidance so you can feel confident that your insurance keeps pace with your move and your changing needs.





